https://store-images.s-microsoft.com/image/apps.38506.bda5a65a-d3b7-4c08-a7ce-be63f7022251.c72b04ce-28ef-44eb-99ca-37c6064b7eb4.80131038-a140-4365-bfde-609d37177b87

BankiFi. Putting banks at the heart of business.

BankiFi Technology Limited

BankiFi. Putting banks at the heart of business.

BankiFi Technology Limited

Transforms the bank online channel into the place where small business customers run their business.

BankiFi is a technology platform designed to provide banks with an integrated set of services – accounting, invoicing, and payments – based on the processes bank business customers use to run their businesses.  


We're an SME that understands the problems SMEs face. We're also Bank technologists that understand Banking and the problems and competitive threats Banks are facing from the FinTech's, Big Tech and Non Bank providers.  This makes us uniquely positioned as the right partner for a Bank to provide a best in class embedded banking experience for SMEs. 

BankiFi's embedded banking technology provides the bank’s internet and mobile business banking channels, which traditionally play a transactional role for Sole Trader, Small and Mid-sized Businesses, somewhere they check account balances, move money between accounts and make payments, into a channel which becomes the place where SMEs manage all their business finances and access all their workflows.


Our platform reimagines a bank’s relationship with business customers. No longer is it simply about offering products. Instead, we embed banks within their customers’ daily workflows. Whether it’s ‘order to cash’ or ‘procure to pay’, we make the bank part of their business customers core processes.  And unlike most FinTech Start-Ups BankiFi does not compete with banks - we partner with them. 

Non-bank providers are aggressively targeting small businesses, using receivables as the tip of the spear. (Square, Shopify, Stripe &  Xero). Banks have spent millions of dollars developing their online and mobile banking channels – why give this up to the FinTech’s & Non-Bank providers with their new tech, chipping away at the bank’s customer base? 

Our API-first channel approach means that banks can embed these Services inside their existing mobile or online banking allowing their Small Business customer to use their existing mobile banking app for:

  • Order to cash
  • Procure to pay
  • Matching and reconciliation
  • Expense and Tax categorization
  • Bookkeeping and Accounting
  • Cash forecasting
  • Nudges and notifications
  • Working capital financing
With BankiFi, bookkeeping and accounting can be made easy by linking to the package of the customer’s choice, (Xero, MYOB, SAGE etc) or if they don’t yet use one because of complexity or cost the bank can offer them a simple, easy-to-use white labelled version.
To remain relevant and competitive Banks need to start thinking like their customers. Now’s the time to transform the bank channel into the place where small business customers go to run their business, not just make a payment, or check their balance. 
https://store-images.s-microsoft.com/image/apps.29424.bda5a65a-d3b7-4c08-a7ce-be63f7022251.c72b04ce-28ef-44eb-99ca-37c6064b7eb4.cbdff740-7f20-4743-ab68-9f8d94ac8499
https://store-images.s-microsoft.com/image/apps.29424.bda5a65a-d3b7-4c08-a7ce-be63f7022251.c72b04ce-28ef-44eb-99ca-37c6064b7eb4.cbdff740-7f20-4743-ab68-9f8d94ac8499
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